What Should I Do Next?

Before you answer that question - let me suggest what you should NOT do. Don't let anyone push you, force you, or threaten you to sign any document or try to intimidate you into making a hasty decision. This is very common with insurance companies, and you may really regret your decision later. Here's why.

The ABA journal recently published an article reporting that Allstate Insurance Co. has started a new program for their claims adjusters. Under this program, adjusters are encouraged to do "whatever they can" to get the victims before they hire lawyers. This includes monitoring police radio and visiting accident scenes!

MAKE SURE YOU READ THE FOLLOWING…

Let me ask you a question…Why do you think they are doing this? I'll give you a hint - it's NOT for YOUR benefit! The answer is very simple.

Do you think the insurance companies want you to hire a lawyer when they know they will end up having to pay you twice as much; as well as paying for your attorney? No way!

Here's a story from one of my own clients that shows just how true this is… Jim is a roofer. Well, yes, you can guess what happened. One day at work he slipped and fell off a roof and severely injured his shoulder. Jim was going to need surgery to get the shoulder damage repaired. This is one of the hazards of his job, but this is just the beginning of the story.

You see, Jim was scheduled to have surgery several months later, but a month before the surgery he was in a car accident. Unfortunately, the accident caused more damage to the already injured shoulder. Jim had to go ahead with the surgery to restore the use of his arm, but when it came time for Jim's compensation - the insurance company offered him only $500. They said that he wasn't eligible for additional coverage because of the previous injury due to his fall! Now does this seem fair to you? It sure doesn't to me!

The insurance company was pressuring him to accept their offer of $500, saying that was better than nothing - which is what they really deserved.

Well, to make a long story short, what they were pressuring him to accept was an insult! We knew it and so did the insurance company, but Jim wasn't really sure, and he didn't know what to do. What Jim didn't know was that

Anyone with a prior medical history can be a target for Insurance companies!

They will claim your injuries or problems were already there! That's why I have an army of accident and medical experts I can rely on to help me demonstrate to the insurance companies, (and the courts if I have to) what really happened.

So, after speaking with Jim and helping him understand how I could really help him, we planned our strategy and won against the insurance company. But here's the best part…

To Jim's complete surprise, he received more than FIFTY TIMES THE ORIGINAL OFFER! Needless to say, the insurance company would rather I had not come to help Jim.

Please remember this - an insurance company increases profits by reducing the amount of money they pay out in claims. This was exactly what was happening in Jim's case.

Each year, thousands of people never take any action to claim the compensation that they are rightfully entitled to. This isn't because they don't want that compensation. Of course they do! It's just because they don't know what to do - and as a result - don't do anything. They simply take the money that's offered because they figured that's all they could get.

Most folks don't get help because they get bad advice from insurance companies, or are afraid, intimidated or confused. Don't let that happen to you. In this day and age, we have found that doing nothing is one of the worst things you can do.

Law Offices of Ronald B. Laba
Personal Injury Law
2850 North Pio Pico, Suite I
Carlsbad, California 92008
Phone: (800) 490-2222 or (760) 439-8969  |  Telefax: (760) 730-9949
Email: RonLaba@InjuryLawofSanDiego.com